Your cards are already working. Find out if they’re working for you.

Up to

₹0

Rewards Left On The Table / Year

For high-spend wallets. The average cardholder misses around ₹8,000. Your personalized audit reveals your number — and the one card that recovers it.

Register by 31st May for ₹199, later it’s ₹399Register before 31st May to lock ₹199, later it’s ₹399

Includes free entry to the Card IQ Quiz · 16 June 2026

An initiative by Himanshu & Himank

72 registered

Secure payment·Terms·Privacy·Refunds·Contact

Built by independent credit-card experts·No bank partnerships

Built by

Built from scratch by two creators who
audit cards for a 1 Lakh+ community.

Trusted by

1 Lakh+

cardholders

community built from scratch across @cardexpress.in & @allthingscreditcard

@allthingscreditcard

Himanshu Agarwal

All Things Credit Card

Founder of All Things Credit Card — a 1 Lakh+ community across Instagram, LinkedIn, Substack, and WhatsApp built around one obsession: live large on points and miles, without paying exorbitant cash prices. He audits every card himself and goes into crazy depth so his audience never has to guess. His philosophy — stop chasing ₹500–1,000 in cashback. Play the premium game. Try that business-class flight or 7-star stay you'd never book on cash.

@cardexpress.in

Himank Kansal

CardExpress

Founder of CardExpress, an independent credit-card platform with no bank partnerships. Six years in fintech taught him that nobody was doing the math honestly. Today, he’s demystifying the industry, providing data-backed, unbiased analysis to help you optimise your rewards and build the perfect card portfolio.

What ₹199 Buys

A personalized card audit,delivered within 7 days.

The kind of audit that would normally cost ₹1,999 at a fee-only advisor. Built around the cards you actually hold — not generic recommendations.

01

Take home

7 days

A report tailored
to your cards.

You tell us which cards you hold. We tell you the one card you’re missing — and what it would have earned you last year.

Register
→
Share your cards
→
Report in 7 days

Losing today

−₹8,000

every year

Could earn

+₹8,000

with the right card

Sample

Your Card IQ Report

CardIQ

Your cardsAmazon Pay ICICI · HDFC Millennia

GapNo travel card

You’re paying about ₹8,000/yr in extra fees every time you swipe abroad — your current cards don’t cover overseas spending.

Move

Get a Uni Card for 7% cashback, or if you prefer miles, get the HSBC TravelOne.

Sample · your real one will be tailored

Register by 31st May · Free quiz on 16 June 2026Register before 31st May to lock ₹199 · Free quiz on 16 June 2026

Bonus · Free with every audit

Free Card IQ Quiz. 100 thank-you vouchers.

A free knowledge event for everyone who books the audit. Test your card knowledge on 16 June 2026 — the top 100 scorers get Amazon gift vouchers as our thank-you, no single voucher above ₹10,000.

1st Place

Top scorer on the leaderboard

₹10,000gift voucher

2nd Place

₹7,500gift voucher

3rd Place

₹5,000gift voucher

4th – 10th

Seven gift vouchers

₹2,000voucher, each

11th – 50th

Forty gift vouchers

₹1,000voucher, each

51st – 100th

Fifty gift vouchers

₹500voucher, each

No extra fee

Quiz entry is free with every audit

No extra fee

Quiz entry is free with every audit. Vouchers are a thank-you, not a contest payout.

Early Bird · Closes 31 May

72/500

428 audits left at ₹199 · price holds till 31 May

Then: ₹399

The Quiz, Up Close

Can you outsmart your bank?

Pick an answer on each card. We’ll show your rank live.

0/3

Credit ScoreEasy

Which of these helps your CIBIL score the MOST?

Card BasicsEasy

What does “Lifetime Free” actually mean for a credit card?

Hidden CostsEasy

If you pay only the “Minimum Due” on your bill, what really happens?

Try the full 8-question test

One last thing

Find the one card you’re missing. Know exactly what it’s costing you.

Your personalized audit

Delivered in 7 days

₹199 Early Bird·Free Card IQ Quiz included

428 audits left at ₹199·Free quiz · 16 June 2026